Volume 9, Edition 2, February 2013
 

This Month’s Challenge is sponsored by:



 
 
 

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Under section 609 of the Fair Credit Reporting Act, when a person requests a free file disclosure, a CRA must provide:

(a) A copy of the consumer report.

(b) A copy of everything the CRA has about the person, except for internal notes.

(c) A copy of the disclosure and authorization form and the consumer report.

(d) Nothing if the company is not a Nationwide Specialty Consumer Reporting
Agency.




 

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