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Correct!
Answer: B. Section 606(a)(1) of the FCRA
requires that an employer seeking to obtain a consumer report
for employment purposes must get a clear and conspicuous
disclosure from the applicant, in a document consisting
solely of the disclosure and such disclosure must explain
that a consumer report and/or investigative consumer report
may be obtained for employment purposes. The employer must
also get a written authorization from the consumer, but
that does not need to be separate from the employment application.
The FTC has further opined that the disclosure and authorization
can be together in one document.
If
a company has included a statement in its employment application
stating that it conduct background checks on all applicants
and an applicant signs the application, is that employer
compliant with the FCRA?
A)
yes, but only if the employer also gets a separate authorization
B)
no, the employer must also provide a disclosure separate
from the application
C)
no, both the authorization and disclosure must be separate
from the application
D)
yes
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