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Crum&Forster Introduces New PMP Policy that Protects Private Companies

Against Unexpected Large Management and Corporate Liability Lawsuits

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Story Filed: Tuesday, October 31, 2000 3:45 PM EST

MORRISTOWN, N.J., Oct 31, 2000 /PRNewswire via COMTEX/ -- Crum&Forster has

created a new policy called Platinum Management Protection(SM) (PMP),

designed exclusively for privately held companies with 100 - 5,000

employees. The policy offers protection for Directors & Officers Liability including

coverage for Company Liability and Outside Directorship Liability,

Employment Practices Liability including coverage for Third Party Discrimination and

Workplace Violence, Fiduciary Liability, and Miscellaneous Professional

Liability.

"We are committed to providing solutions to those serious problems emerging

against private companies in today's fast paced business environment. That's

why we are offering the first private company form to also include Third

Party Discrimination and Workplace Violence Coverage in addition to

Employment Practices Liability. These key coverages address today's biggest

management liability concerns," said De'Andre M. Salter, Vice President of

Crum&Forster's Management Protection Division.

This distinctively unique policy gives insureds the opportunity to customize

the policy to meet their particular needs by purchasing any combination of

the offered coverages. "We recognize that many mid-sized private companies

have significant exposures and are sophisticated enough to understand that

they need more than one limit of liability to respond to the wide array of

suits against them. PMP fulfills this need by offering the customer

flexibility to buy individual limits for each insuring agreement or one

aggregate limit of liability for the entire policy," said Mr. Salter.

PMP has been filed in all 50 states and is immediately available in a number

of states with broader availability expected shortly.

The insured can enjoy peace of mind knowing that Crum&Forster will provide

defense counsel with specific coverage expertise through it's duty to defend

obligation. In addition, PMP also offers a wide array of support services at

no additional cost to the insured, including:

· Access to The Best Practices Risk Management Line(TM) from the AGOS Group

· Internet access to The Employment Guide by the Bureau of National

Affairs, Inc. for sample handbooks, policies, applications, etc.

· Workplace violence crisis response by AMSEC International

"We fully understand the importance of responding to customers' needs. We

offer a Gold Standard of Service. If a same day quote is required, we will

get it accomplished. If a special or unusual problem surfaces, we will

provide a custom solution in a timely manner," said Mr. Salter.

For more information about PMP, contact De'Andre M. Salter, Vice President,

Management Protection Division, Crum&Forster at 888-258-3051, or log on to

http://www.cfins.com. A CD-ROM with a specimen policy, application and

overview slideshow presentation is also available.

Founded in 1896, Crum&Forste r offers a full line of commercial property and

casualty products marketed through a limited number of highly professional

independent agents and brokers. The producer source is serviced by regional

offices located throughout the country. Crum&Forster policies are

underwritten through United States Fire Insurance Company, The North River

Insurance Company, and Crum&Forster Indemnity Company. For further

information, visit C&F's web site, http://www.cfins.com.

SOURCE Crum&Forster

CONTACT: Allan Fliss or Inez Karr, both for Crum&Forster,

973-627-8180