Volume 5, Edition 9, September 2009
 

This Month’s Challenge is sponsored by:


  		 
 

Correct!

Answer: A. An end-user need only provide a pre-adverse-action when the underlying report is prepared for employment purposes. 15 U.S.C. S. 1681b.

If an end-user intends to take adverse action based upon a consumer report, it must provide a pre-adverse action notice when the report was prepared for which permissible purpose(s)?

a. Employment

b. With the written consent of the consumer

c. Both (a) and (b)

d. All of the permissible purposes identified under the FCRA.
 

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