Volume 5, Edition 10, October 2009
 

This Month’s Challenge is sponsored by:


  		 
 

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Suppose that as part of its hiring practices, an employer obtains credit reports from a background screening company. The employer also independently obtains criminal records at the local courthouse on its own and without using a third party vendor. Under the FCRA, the employer would need to go through the adverse action process if:

a. It rescinded a job offer to a candidate based on a credit report from a background screening company.

b. It rescinded a job offer to a candidate based on a criminal record obtained from a county courthouse.

c. Both.

d. Neither.
 

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