| Correct!
Answer:
C. The Fair Credit Reporting Act expressly pertains to consumer
reporting agencies. One of the criteria for a consumer reporting
agency is that it provides reports to third-parties. 15
U.S.C. 1681a. Where a screening company is not providing
a report to a third-party, the FCRA arguably does not apply.
In which
of the following scenarios does the Fair Credit Reporting
Act arguably not apply?
A.
Where a screening company provides a background screening
report about a job applicant to an employer post-hire.
B.
Where a screening company provides a background screening
report to an end-user for a non-employment purpose.
C.
Where a screening company provides a background screening
report directly to the consumer that is the subject of the
report and to no-third party.
D.
Where a screening company provides a background screening
report to a non-profit organization.
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